以下参数均为非必填参数
{
    "avs_check": {
        "status": "unchecked"
    },
    "customer": {
        "ip": "10.1.0.44"
    },
    "payment_method": "credit_card",
    "payment_method_data": {
        "credit_card": {
            "brand": "VISA",
            "country": "US",
            "cvc_check": {
                "status": "pass"
            },
            "first6": "420000",
            "issuer": "issuer name",
            "last4": "0000",
            "three_d_secure": {
                "cryptogram": "MTIzNDU2Nzg5MDA5ODc2NTQzMjE=",
                "eci": "02",
                "transaction_id": "3a5e7ce9-eda6-4110-b4b6-4b44fb91e3bb",
                "version": "2.2.0"
            }
        }
    }
}

{
    "avs_check": {
        "status": "unchecked"
    },
    "customer": {
        "ip": "139.224.227.218"
    },
    "payment_method": "credit_card",
    "payment_method_data": {
        "credit_card": {
            "brand": "VISA",
            "country": "US",
            "cvc_check": {
                "status": "unchecked"
            },
            "first6": "491699",
            "issuer": "PRIVATE OJSC BANK ASIA ALLIANCE BANK",
            "last4": "2017",
            "three_d_secure": {
                "authenticationFlow": {
                    "events": [
                        {
                            "name": "challenge"
                        },
                        {
                            "name": "gather"
                        }
                    ]
                },
                "cryptogram": "JAmi21makAifmwqo2120cjq1AAA=",
                "eci": "01",
                "transaction_id": "04dd8252-00ca-4297-acca-40ec4541f75b",
                "version": "2.2.0"
            }
        }
    }
}

 "authenticationFlow": {
    "events": [
        {
            "name": "challenge" // 触发了挑战
        },
        {
            "name": "gather" // 触发了指纹采集
        },
        {
            "name": "frictionless" // 触发了无摩擦
        }
    ]
}